Is Coverage Hiding in Your Insured Contracts? | Brouse McDowell | Ohio Law Firm
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Is Coverage Hiding in Your Insured Contracts?

By Bridget A. Franklin & Paul A. Rose on March 07, 2016

As written in The Insurance Coverage Law Bulletin, March 2016, Volume 15, Number 2
By Paul A. Rose and Bridget A. Franklin, attorneys with the Insurance Recovery Group at Brouse McDowell.

Contractual liability is excluded from coverage in Commercial General Liability ("CGL") policies. However, certain contractual liabilities, including "insured contracts," typically are covered under CGL policies as a result of exceptions to the general contractual liability exclusion. Policyholders may be less inclined to consider the prospects of such coverage when the "insured contract" is not characterized as an elevator maintenance agreement, a railroad sidetrack agreement, or some other type of agreement specifically referenced in the policy as being an insured contract.

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