Insurance Recovery

Insurance coverage issues, particularly those arising in complex commercial claims, are among the most challenging in the law.  Brouse has been at the forefront of these legal developments for more than 30 years. The firm’s insurance coverage clients include both U.S. and foreign businesses in many industries and of all sizes, from closely held corporations to Fortune 100 Companies. For these clients, we have obtained recoveries ranging from hundreds of thousands to the hundreds of millions of dollars.  Our lawyers also have taken the lead in critical amicus efforts in both federal and state courts to develop and protect the law for the benefit of policyholders. The firm is ranked in Band 1 by Chambers USA (2020-2023) for Insurance: Policyholder in Ohio, and a Chambers' source notes that our "...attorneys' services reflect their preparation, expertise, experience and client-focused approach." another source notes that "[t]he team is very knowledgeable about a range of insurance issues" - (Chambers USA 2021). Further, a client notes "[t]he attorneys have all been incredibly adept and capable of handling complex issues and breaking down those issues for us in an understandable way."- (Chambers USA 2023).

Brouse lawyers also are versatile. They are experienced at working with clients to devise claim and litigation approaches appropriate for claims of all types, ranging from modest disputes, including those with potentially broad precedential implications, to bet-the-company cases. The firm has experience with the following types of claims, among others:

• Commercial General Liability, Umbrella, and Professional Liability Claims
• Environmental claims (legacy contamination, PLL and CPL, hydraulic fracturing)
• Products Liability claims (asbestos, lead paint, silica)
• Mold claims
• Intellectual property claims
• Directors and officers liability and securities claims
• Crime coverage claims
• Cyber coverage claims
• Construction defect claims
• Builder’s risk claims
• Property claims for losses from fire, hurricane, and other catastrophic events
• Employment practices liability claims
• Aircraft claims
• Ocean cargo, maritime, and stock-throughput claims
• Public Entity, Law Enforcement Liability, Educators Legal Liability claims

In many instances, the firm has been able to assist clients in obtaining insurance recoveries without resorting to litigation. When necessary, Brouse has litigated coverage cases to conclusion, including litigating such cases through the highest appellate levels. In short, we can assist clients in interpreting and evaluating insurance policy provisions, formulating sound coverage positions, and implementing effective coverage litigation strategies. The breadth and depth of our experience in this area, and our long record of success, place us among the leading policyholder coverage firms in the country.