Tightening Loan Standards? What a More Conservative Lending Environment Means for Real Estate Projects in 2024
By Molly Z. Brown on November 15, 2023
As written in the November 2023 issue of Properties Magazine.
Brouse McDowell’s Molly Brown discusses the conservative lending environment leading into 2024 and what it means for the real estate industry.
In the article, Molly combs through the Federal Reserve’s Senior Loan Officer (SLO) Opinion Survey which confirms more conservative underwriting standards. She notes that while the standards of some institutions have tightened, others such as community and regional banks, have remained relatively stable.
Molly writes that investors can maintain deal volume and diversification by acting more deliberately in the funding process and provides tips on seeking borrowing capacity.